Risk management is really just a fancy way of saying do you have adequate insurance. It is all about making sure you can sleep easy at night. We offer a full suite of insurance options including life, total and permanent disablement (TPD), trauma and income protection.
There is more to estate planning than just writing a Will. Have you thought about who will make decisions for you if you are unable to make them for yourself? Or the tax or government pension implications for a beneficiary who receives a large lump sum?
Or even, who will pay for your funeral? We can assist you with the financial planning associated with your estate.
Whether we like it or not we are all growing older. As such the question of Aged Care is one you, a parent or a loved one is likely to face.
The decisions can seem overwhelming and are likely to be made at an extremely stressful and emotional time. For example, do you sell or keep the family home is just one question that needs to be addressed.
Weighing up all of your options to ensure you receive access to the required care when the rules and regulations are constantly changing may seem like an impossible task. As a Retirement Living and Aged Care Specialist® we are able to help you understand your options and provide advice to make the right decisions for you and your family.
Understanding the Tax Implications of our advice
None of us want to pay the “Tax Man” one more cent than we have to. You may receive a large bonus or redundancy and want advice on how to minimise the impact of tax. You may be considering salary sacrificing to superannuation. The strategies we recommend will be aimed at helping you achieve your future objectives. We will explain the tax implications. However, please note we are not a registered tax adviser*.
[*For specific tax advice, you should refer to your Accountant or Tax Adviser].